Disclosures
Important information about our services, compliance, and relationships.
Compliance
Miranda Financial Solutions operates in accordance with applicable federal and state law, including the Credit Repair Organizations Act (CROA), applicable state Credit Services Organization (CSO) statutes, and the FTC Telemarketing Sales Rule (TSR).
No guarantees
We do not guarantee credit score increases, item deletions, mortgage approval, funding, or instant results. Any statement suggesting otherwise is not authorized.
Mortgage disclaimer
Mortgage approval decisions are made solely by the lender. We do not originate loans and are not affiliated with any lender.
Affiliate disclosure
We may receive compensation when consumers enroll in SmartCredit through the link on this website. This does not affect the price you pay, and we only recommend tools we actually use in our review process.
Referral partners
We do not pay or accept fees for consumer referrals from Realtors, Loan Officers, or Mortgage Brokers.
Business address
Our listed address is a mailing address, not a customer-facing office. Consultations are conducted by phone, video, or by appointment. We serve consumers in San Francisco and throughout the Bay Area.
Questions? Contact us at support@mirandafinancialsolutions.com
1968 S Coast Hwy #2154, Laguna Beach, CA 92651 — Mailing address — not a customer-facing office.
Last updated: 2026